What are my options if I disagree with the insurance company’s settlement offer for my injury?

Insurance companies are known for offering accident victims much less compensation than what their injury claims are worth. These companies focus more on profits than fairly compensating people who are injured. It is important to know that you do not have to accept the first settlement offer from the insurance company if you disagree with the amount of money you are being offered. In fact, for the injury attorneys at Contigo Centro Legal, the first offer is usually just the beginning of the negotiating process.

Before you accept a settlement offer from the insurance company, protect yourself by discussing the offer with the personal injury attorneys at Contigo Centro Legal. We provide free case reviews, which means our attorneys will review your case and discuss your settlement options at no cost to you. We can help you better understand the value of your claim and whether you are getting a fair settlement offer from the insurance company.

Working with an Attorney to Negotiate Your Settlement

Receiving a low settlement offer from the insurance company is far too common. Insurance companies do not work in your best interests. In fact, the insurance adjusters are responsible for finding ways to offer you as little money as possible.

Again, it is important to understand that you do not have to accept the first offer from the insurance company. If you do accept the first offer, then you are agreeing that the money you receive satisfies your insurance claim, and that is all the money you will get, no matter what amount you should have received. Insurers will make you believe that the first settlement offer is your only option; however, it is not. The initial settlement offer is just the beginning of the negotiation process.

If you retain a personal injury lawyer to help you, you and your lawyer can deny the first settlement offer and make a counteroffer to the insurance company. Your attorney and the insurance company may go back and forth a few times before the insurance company makes an offer that may be acceptable and covers the full value of your injuries. The attorneys at Contigo Centro Legal will handle the negotiation process do that you do not have to do it alone. Our attorneys will keep you informed during the negotiation process and will seek your approval before accepting an offer from the insurance company on your behalf.

Filing a Lawsuit

When negotiations fail, the injury attorneys at Contigo Centro Legal may advise you to file a lawsuit against the at-fault party to put pressure on the insurance company. Often, filing a lawsuit is the step required to get the insurance company to offer the full value of your claim.

Once the lawsuit is filed, both sides may try to settle the case through mediation, without going to court. If the mediation fails to resolve the lawsuit, then we may need to take your case to trial where a judge or jury will decide the outcome of your case. Very few cases go to trial; most personal injury cases are settled outside of court. However, if the insurance company fails to offer the full value of your claim and we cannot reach a settlement, then we will take the case to trial to fight for the compensation you deserve.

Again, it is important to remember that once you accept a settlement offer, you will no longer have the right to file a lawsuit for the same accident that caused your injury. This is why it is critical to make sure the settlement or compensation you receive covers the full value of your injuries.

Contact Contigo Centro Legal for a Free Case Review

If you are injured in an accident, do not let the insurance company pressure you into accepting a quick settlement offer that may be worth much less than the full value of your injury claim. You will likely need compensation for current and future medical expenses, lost wages and other losses. If you try to negotiate with the insurance company alone, you put yourself at risk of never receiving the compensation you need to recover from your injuries.

Protect your rights and work with the experienced attorneys at Contigo Centro Legal to ensure you receive the maximum compensation possible for your injuries. There is no cost to have our attorneys review your case. We do not get paid unless we win your case. Contact our personal injury attorneys for a free case evaluation today at 816-800-8000 or ContigoCentroLegal.com.