Contigo Centro Legal fights for business owners in the Latino community who have been denied business interruption coverage by their insurance company.
Is the COVID-19 Crisis Threatening the Future of Your Business?
Opening your business likely started with the American dream: to build financial stability for your family, while also helping to strengthen the wealth and economic viability of the Latino community. Now, the government-mandated shutdown issued to slow the spread of COVID-19 is threatening to erase the business you worked years, if not decades, to build. To make matters worse, you thought your insurance policy covered business losses caused by a crisis like COVID-19, but the insurance company is refusing to pay you.
Did Your Insurance Company Deny Coverage for your COVID-19 Business Interruption Claim?
If your business has closed or reduced operations because of the coronavirus pandemic, you are likely counting on your business interruption insurance to replace lost income, pay bills and cover payroll. Unfortunately, many insurance companies are telling business owners their business interruption insurance policy does not cover losses caused by a pandemic like COVID-19. After years and years of paying your insurance premiums, it is devastating to have an insurance company deny your business interruption insurance claim when you need it most.
If you are a business owner and have been denied coverage for your business interruption insurance, or you want help pursuing a claim, contact Contigo Centro Legal today at 800-883-0681.
What is Business Interruption Insurance?
Business interruption insurance protects against losses caused by an event, like a major storm, that prevents you from conducting business or reduces the amount of business you can do. This type of insurance typically replaces lost income and covers costs to pay bills and payroll if a disaster occurs that forces a business to close or reduce operations.
Business interruption insurance policies are individually crafted based on the insurance provider and the type of business you have. Compensation may be available in cases where the federal or state government ordered businesses to close or reduce operations. Compensation also may be available where businesses have incurred additional costs to continue business operations, such as sanitation/disinfecting services or the purchase of equipment for remote work.
Will My Business Interruption Insurance Cover COVID-19?
The answer to this question depends on the language included in your insurance policy, including various coverages and exclusions. Insurance policy language can be extremely complex, so it is critical for you to seek legal help as soon as possible. An experienced attorney at Contigo Centro Legal will review your policy at no charge to you to determine if you have a case against the insurance company. Our attorneys have extensive experience dealing with many types of insurance claims, reviewing policy language and negotiating with all major insurance companies. Call us today at 800-883-0681 for a free consultation or click on the chat button to reach us.
What should I do if my insurance company denies my COVID-19 business interruption claim?
If your insurance company denies coverage for your COVID-19 business interruption claim, contact Contigo Centro Legal as soon as possible. It is important you take action immediately so we can gather the information we need to build your case.
What does it cost to get help with filing my business interruption claim?
If you need help filing a business interruption claim, contact Contigo Centro Legal at 800-883-0681 or contigocentrolegal.com. Our attorneys will help you pursue a business interruption insurance claim on a contingency-fee basis, which means we carry the costs of litigation, and you pay nothing unless we obtain a recovery for you.
It is anticipated that the insurance industry will continue to deny business interruption insurance claims arising from this pandemic, putting Latino business owners at risk of losing the livelihood they worked so hard to build for their families and communities. If you decide to file the claim yourself, be prepared for these challenges:
An adjuster or other insurance representative may give you many reasons for denying your business interruption claim, making you feel like you have no other options.
Your insurance company may undervalue your business interruption claim, which means you will not get the full compensation you are owed.
Your insurance company may refuse to pay for extra expenses you have incurred because you reduced business operations or shut down completely.'
Dealing with an insurance company can take an incredible amount of time you could spend getting your business back to normal.
Contigo Centro Legal is here to help you navigate the complex process of filing an insurance claim. We will fight for the full value of your business and the maximum compensation for your claim. Contact us today at 800-883-0681 or click on the chat button.
We Fight for Latino Businesses Across the United States – No Fees Unless We Win Your Case
We are one of the only Latino law firms in the U.S. fighting for the rights of businesses in our community during this COVID-19 crisis. We are fierce advocates for the Latino community we love so much, and we fight every day on behalf of Latino individuals and families who are treated unfairly by insurance companies.
If you or someone you know owns a business and were denied business interruption insurance coverage, you may be entitled to significant compensation. Contact us for a free consultation at 800-883-0681 or click on the chat button. There is no fee unless we win your case.
You have rights. Contact us today.
You have rights. Contact us today.
If you or a loved one has been injured by asbestos exposure, contact us today at 816-800-8000 or 800-883-0681. You can also use the form below.